Auto insurance is no longer a luxury but a necessity for every vehicle owner in Nigeria. With the increasing number of vehicles on the road and the risks associated with driving, having the right auto insurance plan is crucial. At MyCoverGenius, getting your auto insurance is fast, easy, and hassle-free. Whether you need third-party, third party plus or comprehensive coverage, we’ve got a plan that suits you. Get your valid insurance certificate in 90 seconds and drive with confidence!

Why Auto Insurance Matters: Protect What Truly Matters

Imagine the unthinkable—your car is severely damaged, someone is injured, or worse, lives are at risk. Without insurance, you could face overwhelming medical bills, repair costs, or legal liabilities that could set you back for years.  Life is unpredictable. One moment, you’re cruising down the road, and the next, an accident could change everything. Auto insurance isn’t just about following the law—it’s about protecting your loved ones, your hard-earned vehicle, and your financial future.

Our Auto Insurance Plans: Affordable, Flexible, and Fast

At MyCoverGenius, we’ve transformed auto insurance to make it simple, transparent, and hassle-free. Here’s how we can help:

Third-Party Auto Insurance (N15,000/year)

What’s Covered

• Unlimited bodily injury coverage for third parties.
• Property damage up to ₦3,000,000.

Why It’s Great:

• Affordable at just ₦15,000 per vehicle yearly.
• Protects others on the road, ensuring you drive confidently.

Mini Comprehensive Plan (₦25,000/year)

What’s Covered

• Third-party liabilities covered up to ₦3,000,000.
• Accidental damage to your vehicle up to ₦500,000.

Why It’s Great:

• Budget-friendly at ₦25,000 per vehicle yearly.
• Perfect if you are seeking extra protection for your vehicles and other vehicles without breaking the bank.

Comprehensive Auto Insurance (5% of the Value of Vehicle)

What’s Covered

• Full third-party protection.
• Accidental damage to your vehicle based on its insured value.
• Theft, fire, flood and free tracker for vehicles above ₦6,000,000.

Why It’s Great:

• Premium coverage starting from 0.50% of your vehicle’s value.
• You can pay for your Comprehensive Auto Insurance monthly and apply for claims from the firs month
• Ideal for high-value vehicles and businesses/individuals wanting complete peace of mind.

Why Choose MyCoverGenius?

• Fully Transparent, Completely Flexible: Our subscription-based plans are tailored to your needs and renew automatically based on your cover period.
• Instant Coverage: Get your insurance certificate in minutes—no waiting, no stress.
• Instant Claims: We prioritize quick and easy claims processing; get pay outs in 24hrs.
• Bulk Processing: Easily insure multiple vehicles at once.

Get Covered Today
Don’t let your vehicles hit the road unprotected. Whether you need third-party, mini comprehensive, or comprehensive coverage, MyCoverGenius has the perfect plan for you.

Ready to get started?

• Third Party: ₦15,000 per vehicle yearly.
• Mini Comprehensive: ₦25,000 per vehicle yearly.
• Comprehensive: Starting from 0.50% per month of your vehicle’s value.

Protect your vehicles and others on the road. Get covered today