Comprehensive Auto
Focus on your business, we'll protect your fleet!
We get it. You've got a million things on your plate. Auto insurance shouldn't be one of them.
- Fire damage coveredFull Coverage
- Full Coverage
- Excess buyback covered
- Accidental damage covered
We've transformed insurance for these businesses and more!
Fully transparent. Completely flexible.
The perfect coverage tailored to your auto insurance needs
Getting auto Insurance shouldn’t waste time. You receive your insurance certificate instantly.
Claims settlement is digital, fast, seamless, and transparent powered by our A.I claims solution.
You’ve already spent a lot on your vehicles. You shouldn’t have to pay so much to protect them.
Our auto insurance policies are licensed and genuine. Once the purchase is completed, the policy is automatically uploaded on the NIID database, hence assuring verification of certificate by law enforcement officials.
This feature enables you to upload your entire fleet's information in one go, saving you time and effort.
Assign roles and permissions to trusted teammates. Share the control, not the stress.
View transaction history from your account dashboard, including premium payments, employee utilisation, and renewals.
360° protection for your vehicles on the road.
Your staff drives confidently with our comprehensive auto insurance, ensuring safety for your business and others.
Accidental
damage
This protects your business against loss or
damage to your vehicle reulting from road accidents.
Fire and
theft
Get speedy compensation in the case of
vehicle theft or fire damage.
Third party vehicle
damage
Rest assured knowing that you're protected against any liability & potential expenses resulting from damage to third party properties.
Unlimited bodily injury
coverage
Enjoy unlimited coverage for bodily injury to your staff and others.
Complimentary
tracking device
Vehicles valued at ₦6,000,000 and above qualify for a complimentary tracking device, enhancing security and enabling efficient tracking
Personal effects
coverage
This feature offers protection against the loss of personal belongings up to a limit of ₦20,000
Calculate your premium
From 0% / vehicle value
Enter your vehicle value to see your premium
₦
Your Plan Premium
₦ 0 paid monthly
Affordable plans to
protect your vehicles from risks
Get started in 3 simple steps
Convenient. Efficient. Fast.Secure your vehicles in 3 easy steps!
1
Vehicle details
Fill in the required details to
register your vehicles.
2
Make payment
Once your vehicle details are entered,
proceed to make the payment for insurance
coverage and complete your purchase.
3
Get certificate instantly
After completing the payment and
activation process, receive your insurance
certificate via email.
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It Works!
O T
Ogbeiwi Taiye
Health Plan
I must say that your service is one of the highest I have ever seen and you guys are doing a great work. I was rushed to hospital at 11pm and I was attended to without any delay. Keep up the good work. I have told a lot of my friends about your product and some have registered.
A J
Apollo James Goma
Auto Plan
MyCoverGenius has such an efficient customer support system. I had an accident that resulted in damage to my car and a third party's vehicle. The MCG team swiftly responded when I reached out and ensured that both cars were repaired in a short time. It’s amazing to know that insurance really works in Nigeria.
E E
Ekasi-Out Emmanuel
Health Plan
If not for my health insurance coverage with MyCoverGenius, I would have spent more than ₦50,000 treating my eyes. Instead, I accessed top-notch medical care for just ₦3,500. Indeed, health insurance is not a scam.
J A
Joseph Adafin
Auto Plan
Thanks to the entire team. This has been a really seamless process and it has made insurance trustworthy. From buying to claims. The service is exceptional. Thank you.
F
Fikona Temiagin
Auto Plan
Thank you very much for your service. You have gotten yourself a brand ambassador, pls send link for registration so I can send to my people
G K
Goodness Kelechi
Claim - Auto Plan
I appreciate the support and corporation shown from the beginning of the accident to my recovery process. I received the sum of ₦XXX. Thank you.
T A
Taiwo Aboluwarin
Claim - Auto Plan
With a joyful heart, I am writing to thank you very much for being faithful and reliable. The sum of ₦XXX was received now. Many thanks to the MyCover Genius team.
B B
Bukola Benjamin
Health Plan
Your health plan has helped boost productivity and morale by lowering stress, and increasing employee value, I like that your support response is very prompt. I really like the ‘Visit a Hospital’ feature, as it enables our employees to easily find hospitals.
J
Java
Gadget Plan
On the way to work, one of our employees lost her phone. We reached out to MyCoverGenius for this, they acknowledged and empathised with us and the claim process was really smooth and faster than I expected.
F
Frank
Health Plan
Getting covered under the MCG team has saved us a lot of money, it has helped a lot of our employees and our riders at very critical times as well. It has also reduced the risk of paying out of pocket for repairs/ wear & tear of our vehicles.
O A
Omolade Adeluola
Health Plan
The health insurance gave me one of the best hospital around me. The test and scan that I couldn't do for almost 1year cos of the price is what I did for 100% free.. I'm grateful. God bless you always.
Frequently asked questions
We've answered some important insurance questions here
Comprehensive auto insurance covers a wide range of incidents, including theft, fire, vandalism, and damage from natural disasters like floods or storms. It also covers damages that are not related to collisions and provides protection for both you and a third party involved in an accident.
Absolutely. Once you purchase an auto plan and provide your vehicle details, your certificate will be generated instantly. You can hit the road with confidence, knowing you are fully covered and compliant with legal requirements.
Once you activate your auto insurance plan, your policy number and certificate will be generated immediately. You can then enjoy your ride on the road, fully covered and with no bother
Our claim process is AI-powered, especially during inspections, making it quick and easy to get your claim approved without a lot of back and forth.
The cost is 5% of the vehicle's value per annum, or 0.5% of the vehicle's value if you choose to pay monthly
Comprehensive auto insurance covers a wide range of incidents, including theft, fire, vandalism, and damage from natural disasters like floods or storms. It also covers damages that are not related to collisions and provides protection for both you and a third party involved in an accident.
Typically, insurance policies require you to pay an "excess" (a fixed amount) before the insurer covers the rest of the claim. However, with Excess Buyback, you won't need to pay any excess—with comprehensive auto, we will cover the full claim amount without deductions